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One of the biggest concerns for retirees is the possibility of running out of money. As a former employee, you're no longer able to contribute to your 401(k) or 403(b) plan.

Have you thought about how you'll continue growing your retirement account when you switch jobs or retire? Consider this alternative plan.

Would you seize the opportunity to continue growing your retirement account tax-deferred in a Fixed Index Annuity (FIA)? This can be done through a rollover from your existing 401(k)/403(b) or IRA. With an annuity that offers guaranteed growth at a set rate, the opportunity to produce a guaranteed stream of income you cannot outlive, and complete principal protection from market loss, you can look forward to a secure and prosperous retirement.

Reallocating your 401K funds into an Index Universal Life Insurance grows your money with compound interest and protects it from tax erosion and market downturns.

401K is taxable income, has a risk for market loss, has a 59 1/2 penalty for withdrawal, no life insurance, no living benefits, or long-term care.

On the other hand, Index Universal Life Insurance offers a comprehensive range of benefits. It provides tax-free income growth, shields your income from market volatility, and allows you to access it at any age. It also includes permanent life insurance, critical illness, chronic illness, terminal illness, and long-term care benefits.

Take advantage of IRC72e (tax-deferred cash accumulation), IRC7702 (access cash value as a non-taxable distribution), and IRC101a (transfer as non-taxable death benefit) with an account that protects you if you die too soon, get sick, or live a long time.

What do you have in place that protects you in all three phases of your life?

Did you know that a significant number of people file for bankruptcy due to medical issues? As the primary income source for your family, it's crucial to have a plan in place to cover your bills while you recover. This is where life insurance can play a vital role.

Life insurance gives you the option to access your death benefit early in the event of a qualifying chronic, critical, or terminal illness. Learn how to protect your wealth while you take care of your health.

There are two main types of life insurance: term and permanent. We offer both. Understanding the differences empowers you to decide what is best for you and your family.

Whether you need term coverage of 10-20 or 30 years, wouldn't you rather have protection and not need it than need protection and not have it?

How much do you plan to owe in student loan debt? Remember, the longer your child stays in school, the more they'll need to borrow. This is why it's crucial to start planning and saving for their education as early as possible.

Are you aware that you can save for your loved one's education without affecting their eligibility for financial aid? This is made possible by harnessing the unique advantages of an index universal life insurance.

Discover the cash value strategy with an index universal life insurance (IUL). This strategy empowers you to build a flexible cash reserve that can be used for various purposes, including your child's education.

An indexed universal life insurance policy for a child allows you to leverage a small amount of after-tax money while your child is a minor into a lifetime of tax-free financial benefits. By purchasing the policy as soon as possible after the child's birth, you can maximize the benefits, offering a hopeful and secure future for your child's college education.

Did you know that you do not need to inherit wealth to become wealthy? When it comes to preserving wealth, it's not just about the amount, but also about the potential for financial growth and freedom.

Indexed universal life (IUL) insurance can help you achieve this by growing your cash value and provide a death benefit for your loved ones. A portion of the premium contributions goes towards the policy's cash value, which grows over time, potentially becoming a significant nest egg for your future. This cash value has the potential to accumulate tax-deferred and be withdrawn tax-free. The death benefit can be paid out income tax-free, offering you the hope and optimism for a secure financial future.

The death benefit from an Index Universal Life insurance offers Life insurance protection for your loved ones, which helps replace income and fund significant expenses. Learn how insurance protection that includes a generally tax-free death benefit can help you leave a financial legacy for loved ones.

Did you know long term care insurance covers services that include assistance with daily activities like bathing, dressing, eating, and mobility when faced with aging, a chronic illness, disability, or cognitive impairment? This insurance is not just a safety net, it's a tool that empowers seniors to maintain their independence, alleviates the financial and emotional burden on adult children caregivers, supports individuals with disabilities who require extended care and assistance, and partners who can no longer take care of each other.

Are you relying on GoFundMe to cover your end-of-life expenses? Take a proactive step towards your family's financial security. What support and guidance does your family have through this emotional, complicated, and confusing phase of life? Plan ahead with final expense life insurance and ensure your family is well-supported during this challenging time.

Empower your family to make the best financial decisions during a difficult time. Final expense life insurance not only protects your family from unexpected financial burdens but also provides a flexible death benefit. This benefit can be used for a variety of purposes, such as creating a legacy nest egg, covering mortgage payments, paying off credit card debt, or more, giving your beneficiaries the control they need.

Design your life to live in the overflow with freedom of time and place. How does it feel to know that your money works hard to give you the time to design your desired life, not live the one built to survive?

If you are not building your dreams, someone has hired you to build theirs at the cost of trading your freedom of time and place.

  Would you take advantage of an opportunity to reclaim your time?

Decide to create the change that you seek to experience.

Learn how to design your premium life in financial services. Learn more in careers.